Privacy Policy

At Vault, your privacy isn't just a policy - it's a core part of our design. We are committed to transparency and giving you full control over your personal information.

At Vault, your privacy isn't just a policy - it's a core part of our design. We are committed to transparency and giving you full control over your personal information.

Revised 29-08-2025
Revised 29-08-2025

I. Introduction

Welcome to Vault. We are committed to protecting your personal information. This Privacy Policy outlines how we collect, use, and safeguard the data you share with us. Our goal is to ensure that your interactions with our platform are secure, transparent, and aligned with the highest standards of data protection.

II. Data Collection and Usage

To provide you with a secure and seamless investment experience, we collect specific types of information. We only collect what is necessary to operate our service and comply with legal requirements.

  • Identity Verification Data (KYC): To comply with Indian regulations (AML/CFT), we collect information such as your full name, PAN, address, and a copy of your government-issued ID. This data is used exclusively for identity verification.

  • Transaction Data: We collect information related to your INR deposits, withdrawals, and yield earnings. This is essential for operating the Vault, maintaining your account balance, and providing you with an accurate dashboard.

  • Technical & Usage Data: We may collect data like your IP address, device type, and interaction patterns on our platform. This helps us improve our product, enhance security, and diagnose issues.

II. Data Collection and Usage

To provide you with a secure and seamless investment experience, we collect specific types of information. We only collect what is necessary to operate our service and comply with legal requirements.

  • Identity Verification Data (KYC): To comply with Indian regulations (AML/CFT), we collect information such as your full name, PAN, address, and a copy of your government-issued ID. This data is used exclusively for identity verification.

  • Transaction Data: We collect information related to your INR deposits, withdrawals, and yield earnings. This is essential for operating the Vault, maintaining your account balance, and providing you with an accurate dashboard.

  • Technical & Usage Data: We may collect data like your IP address, device type, and interaction patterns on our platform. This helps us improve our product, enhance security, and diagnose issues.

III. Data Sharing and Disclosure

Vault does not sell your personal information to third parties. Ever.

We may share your data with trusted partners who are essential for operating our platform. This includes:

  • KYC Verification Services: To verify your identity as required by law.

  • Payment Processors: To securely process your INR deposits and withdrawals.

  • Liquidity Providers: To facilitate the conversion of funds and placement into the yield-generating vault.

These service providers are bound by strict confidentiality agreements and are only permitted to use your information to perform their specific function. Additionally, we may disclose your information if required by law to protect the rights, property, or safety of Vault, our users, or the public.

IV. Security Measures

We implement a multi-layered security strategy to ensure the protection of your personal and financial information. These measures include:

  • End-to-End Encryption: All data transmitted between you and our platform is encrypted using industry-standard protocols.

  • Secure Wallet Architecture: Your funds are held in secure, audited smart wallets designed to prevent unauthorized access.

  • Regular Security Audits: Our platform and smart contracts undergo regular audits by independent third-party security firms to identify and fix potential vulnerabilities.

V. Changes to This Policy

Vault may update this Privacy Policy periodically to reflect changes in our practices or for legal and regulatory reasons. We will notify you of any significant changes through our platform or via email. We encourage you to review this policy regularly to stay informed about how we protect your information.

VI. Contact Us

If you have any questions or concerns about this Privacy Policy or your data, please do not hesitate to contact our dedicated privacy team at hello@karnot.xyz.

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Ready to Invest Like the 1%?

Start in minutes. No minimums, no complex lock-ins.